Insurance fraudsters stage a car accident to reap financials gains from insurers. They make inflated car damage claims against their insurance company. Unfortunately, these scams are mostly organized by crime rings and are not unique to Kenya.
Salvage Vehicle Story
For example, a buyer buys a salvaged vehicle and doesn’t repair it. Then they insure with an insurance company and after a while make a claim.
Colluding of car owners with garages and assessors
A car is taken to a garage where it is physically smashed or parts replaced with dented ones until it passes for salvage/a vehicle damaged in an accident. Why Stage a Car Accident